Stop the prohibited practice: What is the most direct control?
Transparency and governance cannot legalize a prohibited EU AI Act practice; the insurer must discontinue that use.
The question
In the European Union, an insurer uses an AI practice that the stated facts place within an EU AI Act prohibited category. The insurer has already provided clear customer notices and completed ordinary governance reviews. What is the most direct control?
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- Stop the prohibited practice. ✓A notice cannot legalize a practice falling within a prohibited category; the direct control is discontinuing that use.
- Ask the vendor to designate the insurer as deployer.Actor-role clarification may allocate duties, but changing labels cannot make an otherwise prohibited insurer use permissible.
- Apply the high-risk system controls before continuing.High-risk controls address permitted high-risk systems and do not substitute for stopping a separately prohibited practice.
- Expand the customer notice explaining the practice.Additional disclosure may improve transparency, but it does not cure a use that the EU AI Act prohibits under stated conditions.
The trap
First classify whether the use is prohibited; do not jump to compliance controls designed for permitted high-risk systems. How to remember it
Transparency and governance cannot legalize a prohibited EU AI Act practice; the insurer must discontinue that use.
How many of these would you get right?
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